Resources

• Articles

  • Cash Management

    • What Are Some Tips for Managing My Money?
    • How Can I Better Manage My Short-Term Cash?
    • What Are Some Smart Ways to Refinance?
    • What About Financial Aid for College?

  • Estates & Trusts

    • What Key Estate Planning Tools Should I Know About?
    • How Can a Living Trust Help Me Control My Estate?
    • What Gifting Strategies Are Available to Me?
    • Could My Family Benefit from a Family Limited Partnership?
    • What Is the Best Form of Property Ownership for Me?

  • Investing

    • What Are Dividends?
    • What Is an Exchange-Traded Fund?
    • Growth Stocks vs. Value Stocks
    • How Are Mutual Funds Taxed?
    • What Is a Stock Index?
    • How Do Mutual Funds and Stocks Differ?
    • What Is a Mutual Fund?
    • What Is a Mutual Fund Load?
    • What Is an Annuity?
    • What Is the Difference Between a Fixed Annuity and a Variable Annuity?
    • What Investment Risks Should I Know About?
    • How Can I Save for My Child’s College Education?
    • What Stock and Bond Investing Alternatives Do I Have?
    • 529 Lesson Plan: High Scores for 529 Plans

  • Retirement

    • What Is a SEP IRA?
    • What Is a SIMPLE?
    • What Is an IRA Rollover?
    • What Is a Roth 401(k)?
    • What Is a Profit-Sharing Plan?
    • What Is a Money Purchase Pension Plan?
    • What Is a 403(b) Plan?
    • Why Do People Buy Annuities?
    • What Is a Split-Annuity Strategy?
    • What Are Annuity Living Benefits?
    • How Much Do I Need to Save?
    • A New Chapter for Retirement
    • What Is a 1035 Exchange?
    • Unforgettable Birthdays
    • Don’t Bank Your Retirement on Your Business
    • What Are My Retirement Planning Options?
    • What Is a Self-Employed Retirement Plan?
    • What Is a Traditional IRA?
    • What Is a 401(k) Plan?
    • What Is a Roth IRA?

  • Risk Management

    • Why Purchase Life Insurance?
    • Why Are Annuities Considered an Insurance Product?
    • What Is Property and Casualty Insurance?
    • Do I Need a Business Owner Policy?
    • Life Insurance for Business Owners
    • What Is Split-Dollar Life Insurance?
    • What Is Last-Survivor Life Insurance?
    • Disability Income Insurance for Business Owners
    • How Can I Maximize My Insurance Benefits?
    • How Can I Insure My Future?
    • What Does Medicare Cover?
    • What Are the Basic Types of Life Insurance?

  • Tax Planning

    • What Is the Capital Gain Tax?
    • What Is the Estate Tax?
    • What Is the Gift Tax?
    • How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
    • What Is a Required Minimum Distribution?
    • What Are the Tax Benefits of Charitable Trusts?
    • When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
    • What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
    • How Can I Keep More of My Mutual Fund Profits?
    • How Can I Upgrade My Insurance — Tax-Free?

• Newsletters

  • May

    • HOT TOPIC: High Inflation: How Long Will It Last?
    • Working While Receiving Social Security Benefits
    • Baseball Lessons That Might Help Change Up Your Finances
    • Planning to Quit Your Job? What to Know Before You Go
    • Why Small Businesses Should Pay Attention to Accessibility
    • Food Inflation: What’s Behind It and How to Cope

  • April

    • HOT TOPIC: Is the Russia-Ukraine War a Threat to the Global Economy?
    • ETFs Are Gaining on Mutual Funds: Here’s Why
    • Key Retirement and Tax Numbers for 2022
    • Splurge or Save? Making the Most of Your Income-Tax Refund
    • What’s the Difference Between Medicare and Medicaid?
    • Flood Insurance: Be Prepared for Rising Waters and Changing Rates

  • March

    • HOT TOPIC: Colliding Forces: Russia, Oil, Inflation, and Market Volatility
    • When Two Goals Collide: Balancing College and Retirement Preparations
    • Mutual Funds: Do You Know What’s in Your Portfolio?
    • If You Don’t Have a Will, You Probably Should
    • Going Green: A Fast-Growing Corner of the Global Bond Market
    • When Buying Is Easy, Paying Later Can Be a Problem

  • February

    • HOT TOPIC: Help Wanted: Why Can’t Businesses Find Enough Workers?
    • Building Blocks for Financing College with Less Debt
    • How to Correct an Error on Your Credit Report
    • Preparing for Libor to Leave the Building
    • Are You a HENRY? Consider These Wealth-Building Strategies
    • Did You Know Medicaid May Pay You as a Family Caregiver?

  • January

    • HOT TOPIC: The Fed Pivots to Fight Inflation
    • 401(k) and IRA: A Combined Savings Strategy
    • Charitable Giving Can Be a Family Affair
    • Your Social Security Statement: What’s in It for You?
    • Looking Back, Looking Forward
    • Going Public: How Are Direct Listings Different from IPOs?

  • December

    • HOT TOPIC: Supply-Chain Chaos: Holiday Edition
    • Should You Speed Up Your Retirement Plans?
    • Year-End 2021 Tax Tips
    • Balancing Medicare and Work-Based Insurance
    • Is Your Business Eligible for the Research and Development Tax Credit?
    • Catalytic Converter Thefts Are on the Rise: Here’s Why

  • November

    • Net Price Calculators Help Gauge College Affordability
    • Is a High-Deductible Health Plan Right for You?
    • Women Face Challenges in a Post-Pandemic World
    • Do You Have a Tax-Smart Withdrawal Strategy?
    • NFTs and Blockchain: What You Should Know About the Digital Collectibles Craze

  • October

    • HOT TOPIC: Social Security’s Uncertain Future: What You Should Know
    • Four Reasons to Review Your Life Insurance Needs
    • Grandparent 529 Plans Get a Boost Under New FAFSA Rules
    • A Map for Your Family
    • Credit Scores Reach Record High
    • Fund Retirement and Reward Workers with a Cash Balance Plan

  • September

    • Signs of a Scam…and How to Resist It
    • Child Tax Credit for 2021: Will You Get More?
    • A More Affordable Life Insurance Solution
    • Following the Inflation Debate
    • What a Relief! Congress Acts Against Surprise Medical Bills

  • August

    • HOT TOPIC: Antitrust Crackdown Aims to Increase Competition
    • Don’t Let Debt Derail Your Retirement
    • International Investing: Opportunity Overseas?
    • Concerned About Inflation? Consider TIPS
    • Company Stock and Your Retirement Strategy
    • Crisis Averted? Financial Help for Struggling Renters and Landlords

  • July

    • HOT TOPIC: Hostage Data: Ransomware and Protecting Your Digital Information
    • Considerations When Making Gifts to Children
    • A Steady Strategy
    • Pension or Lump Sum: Which Should You Choose?
    • Stock Market Risks in the Spotlight
    • Bankruptcy Changes Throw a Lifeline to Sinking Small Businesses

  • June

    • HOT TOPIC: Shortages and Bottlenecks Expose Weak Links in U.S. Supply Chains
    • New Changes to College Financial Aid and Education Tax Benefits
    • How Well Do You Understand Retirement Plan Rules?
    • Is the Medicare Donut Hole Really Closed?
    • Corporate Debt: Are Juicier Yields Worth the Extra Risk?
    • Your Business: New Rules for Writing Off Restaurant Meals

• Videos

  • Should You Pay Off Debt or Save for Retirement?
  • Should You Sell When the Market Drops?
  • 3 Potential Benefits of Dollar-Cost Averaging
  • The Basics of Social Security Retirement Benefits
  • Financial Planning: Helping You See the Big Picture
  • Stocks and Stock Mutual Funds 101
  • Bonds and Bond Mutual Funds 101
  • The Pros and Cons of a Big Tax Refund
  • Do You Know Who Your Beneficiaries Are?

• Calculators

  • Cash Management

    • Cash Flow Analysis
    • Net Worth
    • Lifetime Earnings

  • Estate Planning

    • Estate Taxes

  • Loans & Credit Cards

    • Loan Payoff
    • Home Affordability
    • Mortgage Refinancing
    • Mortgage Acceleration
    • Credit Card Debt
    • Lease Payment
    • Car Affordability

  • Retirement & Inflation

    • Cost of Retirement
    • Required Minimum Distributions
    • Impact of Inflation
    • Retirement Plan Early Distribution
    • Retirement Portfolio Lifespan

  • Risk Management

    • Life Insurance
    • Life Expectancy
    • Long-Term Care Self Insurance
    • LTCI Cost of Waiting
    • Disability Income Insurance

  • Saving & Investing

    • College Funding
    • Savings Goals
    • Savings Accumulation
    • Taxable Equivalent Yield

  • Taxes & IRAs

    • Federal Income Tax
    • Tax-Deferred Savings
    • IRA Eligibility
    • Roth IRA Conversion

• Request A Quote

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  • Long-Term Care Insurance
  • Group Health
  • Life Insurance
  • Individual Health
  • Disability Income Insurance
  • Mortgage Qualification
  • 401(k) Information Request
  • Information Request

• Glossary

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